Insurance Policies For Business Travel

If you have ever tried to acquire a business travel policy, you will realize that they are fairly different from the regular travel policies. Insurance companies take cognizance of the fact that travel for business purposes may involve different kinds of risks as compared to travel for pleasure. Which is why they customize the business travel policies to match the risk assessment.

In a business trip, one is likely to carry certain kinds of equipment for work related purposes. Laptops, Palmtops, printers, cell phones, additional luggage to make a few are certain kinds of equipment that one may carry while on a business trip. Since these are high value items they are at a considerable high risk of theft and damage.

While developing a business travel insurance plan there are various factors to take into account to ensure that all the possible risks are covered and assessed. Some of the elements that are considered are the time taken to travel, the destinations that the business personnel is visiting and the purpose of travel. To give an example, a journalist traveling to Afghanistan will probably be offered a business travel plan with a higher premium as compared to a sales executive traveling to Boston to make a sales pitch. Some insurance companies may offer joint insurance plans.

Before and after you have chosen a particular insurance plan make sure that you go over the booklet provided along with the insurance documents. A few minutes spent on the information may prove to be very useful if the need arises to file a claim.

This booklet contains useful data like the policy number that needs to be quoted in all communication that is made with the insurance company. Some insurance companies insist that the policyholder contact the company within a certain period of time of an incident if a claim is required. Which is why it is vital that this small book be with you all the time. Some companies have a 24 hour hotline which can be accessed in times of an emergency and if cash is required immediately. If the claim is mad on the basis of a medical situation relevant proof and documentation shall be required. Avoid sending the original bills and prescriptions and send only copies unless if is mandatory and mentioned in the policy guidelines.

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Business Travel Tips For Newbies

As with any area of specialization, there are business travelers who always seem to know what they are doing and those who constantly seem to be in a state of crisis. The business traveler who has been at it a while figures out some insider information that not many travelers know. These little travel secrets make the world of difference when traveling. And you can bet they are not going to share this information with just anyone because this is the kind of information that can change the nature of your business travel forever.

Your laptop is a crucial piece of equipment as you travel. In an airport emergency situation, your wireless laptop can be used to change reservations so you can avoid those long lines to get on the next flight out. You can reserve a rental car or snag one of the few remaining hotel rooms in town right from the comfort of a seat at the airport. Then the savvy business traveler can casually stroll to his or her designation as others around them panic because they knew how to leverage technology and the internet to bail themselves out of a crisis situation.

But one aspect of using your laptop to rescue yourself when the airport is in shut down is the limited power of laptops. To see your battery go dead just when you needed it the most is like watching your ship sink as the sharks circle the lifeboat. What not many people know is that there are open electrical outlets in airports that are there for cleaning crews if you know where they are. Usually these outlets are just under the windows that overlook the landing strips so if you can secure a seat near these outlets, you can charge up your laptop and keep your lifeline to the world alive.

Business travelers also know how to take full advantage of resources that are made available to business travelers exclusively. Find hotels that cater to the traveling businessperson. These hotels will not have amenities for families nor are they trying to bring in busses of teenagers on the way to camp. So you can find a hotel with much fewer young people making noise and being a nuisance when you are trying to focus on business.

The more authentic information about business travel tips you know, the more likely people are to consider you a business travel tips expert. Read on for even more business travel tips facts that you can share.

In addition to using businesses that cater to the business traveler, take advantage of frequent flyer and priority clubs that many airlines and hotels offer. If you are going to travel a lot, you can rack up some credits on those clubs, which can result in upgrades to first class, better accommodations or free services when you stay at your selected hotels. They win because they capture your travel dollar. You win because you get pampered for a while.

You can gain a lot of convenience and reduce your hassles by using a less popular airport to come into town. By utilizing an airport in a smaller town near by and renting a car, you get out of the congestion of traffic and can drive to your destination without that exposure to the masses all pushing and shoving to get through the major hubs.

Extra copies of travel documents can speed things up a lot especially if you are leaving the country. Often when you are going through customs, you must surrender your passport so the customs agent can make a copy. So you make a copy before you get there and give it to them. With a quick scan, they can confirm that it is a legitimate copy and have you on your way much quicker.

Don’t overlook how public transportation can bail you out of dealing with a lot of traffic in large city situations. In Washington or New York, the subways work exceptionally well. If you can get out of the airport area via mass transit, you can find a rental car location in town and conduct your business with less wait and without the traffic jams you would face at the airport. Plus airport rental car sites are more expensive than those in town.

These little tips can go a long way toward making your trip less of a hassle, less expensive and more successful. By knowing how to get around the big crowds and use the resources made available to business travelers, your trip will be more efficient, more relaxed and more successful.

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Guide To Business Travel

Despite the emergence of e-commerce, businessmen still travel more often for sales and business shows. Here are some tips to make your business travel a successful one:

1. Plan your business trip long before you leave the office.

2. Always prepare a travel bag with complete necessities to be used on any emergency trips.

3. Bring some ready to eat foods, it will save you a substantial amount of money, considering the high cost of foods in hotels.

4. Be sure to have a buffer time between your flight and your scheduled meeting.

5. Choose aircraft that has better seats with ample leg room.

6. Put all your valuable materials in a small carry-on bag.

7. When calling your main office, use the 800 numbers as much as possible because it’s much cheaper.

8. If you’re a businesswoman, it is important to dress well. Additionally, you must bring casual clothes for your free time.

Not all hotels have inexpensive telecommunication systems from their rooms, so always choose your hotel’s business floor, for these rooms are made especially for business traveler. These rooms should have dual telephone/modem lines, fax machine, and free communications between rooms. In order to save money on calls, use your calling card and place calls through your country’s long-distance carrier or find a pay phone in the hotel’s lobby. If available, use a nearby business center for your fax needs since fax service within your room will probably cost more.

These days, a business traveler has to bring a lot of electronic equipment such as; cell phones, electronic organizers, laptop computers, etc. Here are some suggestions on how to keep your expensive business items safe:

1. Put your laptop inside a bag that will not indicate that there’s a laptop inside. The same works well for other equipment such as camera, electronic organizer, etc.

2. Don’t expose your laptop to x-ray scanners at the airport security check, rather have it checked manually. X-rays could damage your electronic equipment.

3. Don’t place your laptop on the aircraft’s overhead bins; instead place it near your seat or under the seat in front of you.

4. Always bring extra batteries for your equipment.

Today’s business travelers are enjoying much comfort compared to their counterparts a few decades ago. Low airfare, plenty of airlines to choose from, communication equipment (especially cell phones and laptops) make modern day business travelers more efficient. Even on a business trip, parents can always be with their family members and co-workers can still get in touch with their office work, at least virtually.

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